Financial planning is not about financial expertise and hard work. All it needs is the right approach and discipline.

Step 1 – Put your finances in order
Insure your health, life and assets
Repay high-cost loans.
Put money aside for emergencies
Draw up a savings plan

Step 2 – Preparing to Invest
Identify your financial goals
Understand your risk profile
Plan your asset allocation 

Step 3 – Start Investing
Use the power of compounding
Invest as per your needs
Evaluate your investing skills

More Details  Moneycontrol.com

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