Government owned banks have decided to not to raise home loan rates even as their counterpart, HDFC, has raised lending rates from December 1. HDFC, the largest home loan finance company raise home loan rates by 10 basis points early this week. The company will now charge 10.5% for loans upto Rs 30 lakhs and 10.75% for loan between Rs 30 lakhs to Rs 75 lakhs.

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